Mission Statement

Upwardli makes it easy for companies to launch credit products. We partner specifically with companies looking to increase credit visibility which leads to higher approval rates for lending products and lower interest rates for consumers. This fundamentally impacts the financial lives of millions.

At Upwardli, our culture is not a collection of abstract words on a wall. Our culture represents a shared commitment to building an environment where great people work together to solve meaningful problems in a way that reflects our shared values. Every action and interaction is a chance to live out our values – and become the best version of Upwardli that we can be.

Our Values

Succeed Together

Our success is only possible when our business, our customers, and our users are better off because we exist. We prioritize achieving that result in all we do.

Human First

Our team, customers, and users are all people first. We value each other as whole people with unique perspectives that make us collectively stronger. We pick each other up on good days and bad - and support each other through family and personal situations. We have fun and celebrate success.

Make an Impact

We seek to maximize the value we deliver to our customers. To do this, we plan, prioritize, and optimize all of our work through the lens of what creates the greatest impact. We make commitments and deliver.

Debate and Decide

Disciplined debate leads to better decisions and clear goals. We share context and allow the best ideas to rise to the top. We get the right people in the room and are clear on decision-making and ownership. We openly voice opinions and disagreements, but once a decision is made, we all commit.

Progress Over Perfection

We get 1% better everyday. We constantly ask ‘what can we do today to move forward?’ and take concrete steps to make progress. We are data informed, but OK deciding in uncertainty. Taking risks and moving fast means things will fail - we value experimentation and learning over flawless execution.

Straightforward

We communicate clearly and directly. We are open and candid with each other. We listen actively and seek first to understand. Honesty and integrity are not negotiable.

Radically Proactive.

We commit to a shared vision of success and then challenge ourselves to exceed those expectations. If we get “stuck,” we proactively unblock ourselves by proposing solutions and taking decisive action over awaiting permission.

Embrace the Challenge

Changing the status quo means solving hard problems. This challenge gives us the rare privilege to live fearlessly, stay curious, experiment, learn, and grow