Finally, a suite of credit products that empowers your users, differentiates your brand, & unlocks material monetization streams for your business
PFM is a highly competitive space. New entrants + existing players. Balancing user demand & the need to innovate. Finding new (& material) growth drivers.
It's relentless.
To stay ahead, you must demonstrate value to your users & differentiate from the crowd.
Your users are the backbone of your platform, which you've built to help them improve their financial health. Many face limited credit, financial instability, income management issues, and tax season surprises
Help them build credit and gain financial stability.
Offer solutions that help users get paid instantly, build credit and better manage their financial lives.
Simplify the management of multiple income streams and equip workers with tools to plan and save for taxes.
Millennials & Gen Z use mobile banking apps significantly more than past generations.1
The majority of millennials use mobile apps to check credit scores.2
Upwardli is built for users with low credit scores - On average, users with credit scores below 500 realize a credit score improvement of >40 points within 3 months.3
1,2 Millennials and Gen Z are the most likely to use mobile banking apps, CBNC, 2024
3 Based on 202 users with initial credit scores between 300-500 points that joined Upwardli from March 2022 through October 2024, and have completed at least 3 months of usage. Many factors influence an individual’s credit score, and Upwardli does not guarantee that a user’s credit score will improve based solely on the use of Upwardli Credit Builder.
Pair credit products with your core products to add value to your users & drive new monetization streams.
Give your users the gift of a robust credit score, enhancing their financial futures.
A versatile tool that builds your brand while helping your users better manage their finances.
Launch white-labeled financial products faster than you can say "growth hack"
Tap into new income sources while enhancing your core offerings
Keep your top users by helping them solve their credit challenges by offering them financial benefits that they need
Give your users control over their finances, from instant payouts to long-term credit building
